Consumer Finance Litigation & Services

Our Consumer Financial Services Practice attorneys provide expansive litigation defense and legal consulting to businesses, companies and individuals throughout the consumer financial services industry. As the financial services industry continues to confront unprecedented change, new regulations and laws, and consumer demands, our attorneys are experienced and prepared to provide practical, strategic and tactical advice in a variety of consumer financial services matters.  Specific areas of service include: (1) administrative investigations, compliance and enforcement; (2) consumer and class action litigation; and (3) mortgage servicing and lender litigation.

We have handled litigation and counseling matters for industry clients involving an array of consumer protection statutes and reforms, including the following:

  • Consumer Financial Protection Bureau (CFPB) rules and regulations
  • Consumer fraud and unfair and deceptive practices claims
  • Credit Repair Organizations Act (CROA)
  • Electronic Fund Transfer Act (EFTA)
  • Equal Credit Opportunity Act (ECOA)
  • Fair and Accurate Credit Transactions Act (FACTA)
  • Fair Credit Reporting Act (FCRA)
  • Fair Debt Collection Practices Act (FDCPA)
  • Federal Trade Commission (FTC) rules and regulations
  • Texas Debt Collection Practices Act (TDCPA)
  • Texas Deceptive Trade Practices Act (DTPA)
  • Gramm-Leach-Bliley Act
  • State collection laws and rules
  • State foreclosure laws and rules
  • State interest and usury laws
  • Telephone Consumer Protection Act (TCPA)